We don’t think that saving for a down payment should be the reason you put your dreams on hold. We can help you buy your dream home with a $100 down mortgage loan. You’ll not only be able to afford a home sooner, you’ll probably be able to afford more home. With a $100 down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you’ve saved. And, for most buyers, this means qualifying for a larger loan.  The following is the basic criteria for the program:

• The property MUST be your primary residence and you MUST live in the house for 1 full year
• You must make a FULL price offer to HUD
• The program is available with all FHA loan types
• The property must be a single family residence, town home, Planned Unit Development, or condo
• Minimum credit score of 580 is required
• Must demonstrate a minimum of 2 years solid employment history
• Must have a valid social security card
• Permanent resident aliens are eligible with proper documentation
• There is NO minimum reserve requirement
• FHA mortgage insurance is required on all loans
• HUD will also pay up to 3% for closing costs

Let us help you explore all your mortgage options. We look forward to helping you!